Georgia

Image Courtesy: www.pixabay.com

College Park, Georgia CD Rates – 6-Month

You are viewing rates from banks across College Park


Below are the best six-month CD Rates from banks with branches in College Park, Georgia . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

College Park, GA - June 3, 2024

6 Month CD National Average : 0.69% ?

Banks APY MIN MILES ?

5.25%

$1,000

-

Learn More

Rate History: 4.45% → 5.15% → 5.25%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

5.25%

$1,000

-

Learn More

Rate History: 4.75% → 4.70% → 4.80%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.07% → 3.61%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.85%

$10,000

-

Learn More

| Aug 20, 2022

FNB FOLKSTON,GA, Ga. is the BEST bank to do business with, they go above and beyond for their customers, staff Is Great!! Sure miss some of the former employees though!! Read More

0.75%

$10,000

-

Learn More

0.75%

$10,000

-

Learn More

0.75%

$10,000

-

Learn More

0.70%

$10,000

-

Learn More

0.65%

$10,000

-

Learn More

0.65%

$10,000

-

Learn More

0.60%

$10,000

-

Learn More

0.55%

$10,000

-

Learn More

0.51%

$10,000

-

Learn More

| Sep 18, 2018

I have been a satisfied customer at the Hodgson Memorial branch. The customer service is always excellent. Jenny Collins has been especially helpful and professional. Read More

0.50%

$10,000

-

Learn More

0.50%

$10,000

-

Learn More

0.50%

$100,000

-

Learn More

0.50%

$10,000

-

Learn More

0.50%

$10,000

-

Learn More

| Mar 29, 2021

I have had problems with Oconee State Bank blocking purchases I made online from a legitimate business for pet products. They block it because the seller is in the UK, even though I have purchased from the... Read More

0.50%

$10,000

-

Learn More

| Dec 14, 2021

no reveiw Read More

| Aug 21, 2019

Guardian bank is the worst company I’ve ever try to do business with me and my husband went to them for a refinance the lender submitted a application for a loan that was not fitting the needs we wante... Read More

0.50%

$10,000

-

Learn More

0.50%

$10,000

-

Learn More

0.50%

$10,000

-

Learn More

0.45%

$10,000

-

Learn More

0.45%

$1,000

-

Learn More

| Aug 11, 2019

We have trouble with them crediting payments made on time, by the time point Aand B get your payment and record it, you are always seen as a late payment. This just drives me crazy, also, they don't do all... Read More

0.45%

$10,000

-

Learn More

0.45%

$10,000

-

Learn More

0.45%

$10,000

-

Learn More

0.45%

$100,000

-

Learn More

0.40%

$500

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$100,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.35%

$10,000

-

Learn More

0.35%

$10,000

-

Learn More

0.35%

$10,000

-

Learn More

| Dec 18, 2023

They will not cash savings bonds for non-account holders Read More

0.35%

$10,000

-

Learn More

0.35%

$10,000

-

Learn More

0.35%

$10,000

-

Learn More

0.35%

$10,000

-

Learn More

0.35%

$10,000

-

Learn More

0.35%

$10,000

-

Learn More

0.35%

$10,000

-

Learn More

0.35%

$100,000

-

Learn More

0.35%

$10,000

-

Learn More

0.35%

$10,000

-

Learn More

| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

0.30%

$10,000

-

Learn More

0.30%

$10,000

-

Learn More

| Feb 12, 2022

The rate information listed here is incorrect, but Community Bank of Pickens County is a great bank with great customer service. I opened an account today so not sure the source this website uses, but the ... Read More

0.30%

$10,000

-

Learn More

0.30%

$10,000

-

Learn More

0.30%

$10,000

-

Learn More

0.30%

$10,000

-

Learn More

0.30%

$10,000

-

Learn More

0.30%

$10,000

-

Learn More

| Dec 14, 2021

Awesome i lost half my money and they paid me triple Read More

0.30%

$10,000

-

Learn More

0.30%

$1,000

-

Learn More

0.30%

$10,000

-

Learn More

0.30%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

| Aug 29, 2015

hello I need to know how much it is to open a regular savings that gains intrest Read More

0.25%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.25%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

0.25%

$100,000

-

Learn More

0.25%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

0.21%

$1,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

| Nov 10, 2022

Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More

0.20%

$10,000

-

Learn More

| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.17%

$10,000

-

Learn More

0.15%

$500

-

Learn More

0.15%

$10,000

-

Learn More

0.15%

$10,000

-

Learn More

0.15%

$10,000

-

Learn More

0.15%

$500

-

Learn More

0.15%

$10,000

-

Learn More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.15%

$10,000

-

Learn More

0.15%

$10,000

-

Learn More

0.15%

$10,000

-

Learn More

0.15%

$500

-

Learn More

| Aug 8, 2022

DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More

0.15%

$10,000

-

Learn More

| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

0.12%

$10,000

-

Learn More

0.10%

$10,000

-

Learn More

0.10%

$10,000

-

Learn More

| Mar 10, 2021

HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More

0.10%

$10,000

-

Learn More

0.10%

$10,000

-

Learn More

0.10%

$10,000

-

Learn More

0.10%

$10,000

-

Learn More

0.10%

$500

-

Learn More

| Dec 30, 2018

Garden14 Read More

0.10%

$10,000

-

Learn More

0.10%

$10,000

-

Learn More

0.10%

$10,000

-

Learn More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

0.10%

$10,000

-

Learn More

0.10%

$10,000

-

Learn More

0.10%

$10,000

-

Learn More

| Mar 10, 2021

HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More

0.05%

$10,000

-

Learn More

0.05%

$10,000

-

Learn More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

0.05%

$10,000

-

Learn More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2024

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates